00:00 In Ohio, repo man Larry Baker silently repossesses an overdue black Chevy Cruze in a suburb at midnight.

04:04 A podcast episode from Planet Money follows three stories of a repossessed car loan, examining perspectives across salesmanship, finance decisions, and the borrowers.

07:28 A Planet Money podcast episode reveals how a repo man navigates selling cars with bad credit using terms like "Colombo" and subprime loans.

10:57 A Planet Money episode explores the complexities of subprime auto loans and their impact on individuals like Stephanie with bad credit seeking reliable transportation.

14:32 A transgender woman struggles with discrimination, job loss due to stress from workplace prejudice leads her to miss auto loan payments and ultimately results in the repo man seizing her car.

18:12 A subprime auto lending business has become more profitable and riskier as it's now easier for repo men to retrieve cars with GPS trackers.

21:51 In Planet Money's episode update on repo men and repossession, host hosts a nighttime car tow with minimal disruption.

25:43 Amidst rising repossession rates due to financial distress, Stephanie Waldrop's car was repossessed after she stopped making payments. She now seeks employment while relying on loved ones for transportation and aims to recover her vehicle by restoring regular payments plus an additional fee.

29:23 Stephanie Waldrop recovered her repossessed car with public help after facing rising loan costs and reaching out for assistance in the post-pandemic economy, as explored on "Planet Money."